Connecticut Mature Driver Insurance Discount Course

The Connecticut Mature Driver Insurance Discount Course is a state-approved safety program designed for drivers aged 60 and older. Authorized under Connecticut State Law (Title 38a Sec. 38a-683), this course is approved by the Connecticut Department of Motor Vehicles (DMV). The comprehensive curriculum covers defensive driving techniques, Connecticut traffic laws, the effects of aging and medications on driving abilities, and accident prevention strategies. Upon successful completion, participants receive a certificate that qualifies them for auto insurance premium discounts mandated by state law. The course is entirely online, allowing mature drivers to complete it at their own pace from the comfort of their home.

Connecticut state law mandates a minimum discount of 5% for drivers age 60 and older who complete this approved course. Some insurance companies provide discounts greater than 5%. The discount applies to automobile liability and physical damage insurance premiums for at least 24 months. If you meet the requirements for this premium discount, by law you cannot be denied the minimum discount regardless of your driving history. Contact your insurance provider to learn about their specific discount percentage, as some offer more than the required minimum.

Any Connecticut driver who is 60 years of age or older is eligible to take the Connecticut Mature Driver Insurance Discount Course and is guaranteed the minimum 5% discount by state law. For drivers under 60, the law does not require insurance companies to provide the premium discount, though some companies may voluntarily offer discounts to younger drivers who complete the course. Contact your insurance company for information about their specific policies for drivers under 60. There are no other prerequisites or requirements for the course.

Your insurance discount remains effective for at least 24 months (2 years) from the date of course completion, as mandated by Connecticut state law. Many insurance companies extend this period beyond the minimum requirement. After the discount period expires, you can retake the course to renew your discount eligibility. Check with your insurance provider to understand their specific renewal policies and discount duration.

The DMV-approved curriculum includes comprehensive coverage of:
– Defensive driving strategies and techniques
– Current Connecticut traffic laws and regulations
– Effects of aging, medications, and health conditions on driving
– Accident prevention and hazard recognition
– Safe driving practices in various weather conditions
– Sharing the road with other vehicles, pedestrians, and cyclists
– Vehicle safety features and maintenance
– Risk reduction strategies for mature drivers

Yes, the Connecticut Mature Driver Insurance Discount Course is 100% online. You can complete it from any device with internet access – computer, tablet, or smartphone. The course is self-paced with no timers or deadlines, allowing you to start and stop as needed. Your progress is automatically saved, so you can return anytime to continue where you left off. This flexibility makes it perfect for busy schedules and ensures you can learn at your own comfortable pace.

The Connecticut DMV establishes the minimum number of hours required for course completion. Most students complete the course in approximately 4-6 hours, though you’re free to work at your own pace. You don’t need to finish it all at once – the course saves your progress automatically, allowing you to complete it over multiple sessions if preferred. Take as much time as you need to thoroughly understand the material and feel confident about the final test.

The course includes a final test to evaluate your knowledge of the material covered. If you don’t pass on your first attempt, don’t worry! You can review the course material and retake the test. We want you to succeed and will provide the support needed to help you earn your certificate and qualify for your insurance discount.

Upon successful completion of the course and passing the final test, your certificate of completion is immediately available for download. You can print it yourself or save a digital copy. Simply provide this certificate to your insurance company to apply for your premium discount. We also keep a record of your completion in case you need another copy in the future.

Absolutely. Defensive Driving Institute uses the latest security technology to protect your personal and payment information. All data transmitted on our website is encrypted via HTTPS using Transport Layer Security (TLS) and Secure Sockets Layer (SSL). We never store credit card details or share your personal information with third parties. Your information is only used to issue your completion certificate and maintain records as required by the Connecticut DMV.