1. Take the course
Go through the course (4 hours of content, 100% online) and pass the final test. Our course is approved by the Connecticut Department of Motor Vehicles (DMV).
✓ Approved by the Connecticut DMV
Connecticut Mature Driver Insurance Discount Course
Drivers 60 and older save at least 5% on car insurance for at least 2 years. Connecticut law requires it once you finish a DMV-approved course like this one. It's an easy online course you take at home, at your own pace.
- 100% online. Works on a computer or tablet, and on a phone too
- Stop anytime. Your progress saves, so you pick up right where you left off
- Rather listen than read? Press play and the lesson is read aloud to you
- Price
- $9.99
- Length
- 4 hours of content, at your own pace
- After
- Download your certificate right after you pass (it's emailed to you too) and send it to your insurance company
By law your discount is at least 5%. That's a minimum, not a maximum, and some insurance companies give more. Ask yours what they offer.
The insurance discount
How the discount works
Under Section 38a-683 of the Connecticut General Statutes, insurance companies must give a discount of at least 5% to drivers 60 and older who complete a DMV-approved accident prevention course of at least 4 hours. The law sets 5% as the minimum and no maximum. It applies to the liability and physical damage premium for your car, for at least 24 months. Read Section 38a-683 · See the Connecticut DMV's page
2. Send your certificate
Download your certificate right after you pass, or use the copy we email you, and send it to your insurance company. If you send it partway through your policy term, the discount starts when your policy renews.
3. Save for at least 2 years
The discount lasts at least 24 months. If you meet the requirements, you can't be denied the minimum discount, whatever your driving history.
Estimate your savings
How much could you save?
Type in what you pay for car insurance to get a rough idea. Connecticut law sets a 5% minimum and no maximum. Some insurance companies give more, so use this as a starting point, then check with yours.
Start with the amount on your insurance bill, then raise the discount to compare.
See the course
Here's what the course looks like
Clear text, big headings, and audio that reads each lesson to you while the words light up. These screenshots are from the first module, Driving Safely in All Connecticut Conditions.
Listen or read
Rather listen? Press play.
Press play and the lesson is read aloud to you, with the words highlighted as they're spoken, so it's easy to keep your place. This is the real start of the first module.
- Listen, read, or both. Your choice.
- Go back, skip ahead, or change the speed.
- Stop anytime. Your place is saved.
Driving Safely in All Connecticut Conditions Introduction · Welcome to Your Safety Journey
Welcome to the Connecticut Mature Driver Insurance Discount Course, an online program designed to help you become a safer, more responsible driver. Whether you're here to qualify for an insurance discount or simply to improve your driving skills, this course is for you. This course offers valuable tools and knowledge to help reduce the likelihood of vehicle accidents and promote safe driving habits.
33-second excerpt from the course audio. In the course, the audio player stays at the top of the lesson.
How it works
Three simple steps
The course is 4 hours of content, and you go at your own pace. You don't have to do it all at once.
Sign up
Create your account and pay $9.99. It only takes a few minutes.
Take the course
Read or listen, one lesson at a time. Stop whenever you like and come back later. Finish with the final test.
Send your certificate
Download your certificate right after you pass (we email it to you too), then send it to your insurance company to get your discount.
Who it's for
Is this the right course for me?
Connecticut drivers 60 and older
If you're 60 or older and the main driver of your car, Connecticut law gives you the discount once you finish an approved course. Your driving record doesn't matter.
Not a computer person?
That's fine. It works on a computer, tablet, or phone, and you just go one lesson at a time. Press play to have each lesson read aloud. Need a hand? Call (833) 921-0217 or email info@defensivedriversinstitute.com.
Renewing your discount
The discount lasts at least 2 years. To keep it going, take the course again within a year before your discount period ends.
What you'll learn
What the course covers
Practical refreshers to help you stay safe and confident behind the wheel.
- Defensive driving
- Connecticut traffic laws, including recent updates
- How aging, medications, and health can affect driving
- Preventing crashes and spotting hazards
- Driving in all kinds of weather
- Sharing the road with pedestrians and cyclists
- Vehicle safety features and upkeep
- Lowering your risk on the road
One price
$9.99, and you're on your way
Right after you pass the final test, your certificate is ready to download, print, and send to your insurance company. It's emailed to you too.
Our course is approved by the Connecticut Department of Motor Vehicles (DMV). Checkout is encrypted, and we never store your credit card details.
- Price
- $9.99
- Length
- 4 hours of content, at your own pace
- Devices
- 100% online: computer, tablet, or phone
- After
- Download your certificate right after you pass (it's emailed to you too) and send it to your insurance company
- Refunds
- Not finished? You can get a refund. Refund policy
Quick answers
Common questions
Who gets the discount?
Connecticut drivers 60 and older. Under Connecticut law (Section 38a-683), when the principal driver of a private passenger car is 60 or older and has completed a DMV-approved accident prevention course, the insurance company must give a discount. It doesn't apply to group auto insurance policies. Drivers under 60 can take the course too: the law doesn't require a discount for them, but some insurance companies give one anyway.
How much will I save on my insurance?
At least 5%, by law, on the liability and physical damage premium for your car. The law sets 5% as the minimum and no maximum, and some insurance companies give more than 5%. If you meet the requirements, you can't be denied the minimum discount, whatever your driving history. Ask your insurance company what they offer, or use the savings estimate on this page for a rough idea. Try the savings estimate
How long does the discount last?
At least 24 months (2 years). To keep it going, take the course again within a year before your discount period ends.
When does the discount start?
For the discount, Connecticut law says to finish the course within one year before you apply for it with your insurance company. If you send in your certificate partway through your policy term, the discount starts when your policy renews.
How long is the course?
4 hours of content, the minimum Connecticut requires. Go at your own pace, and you don't have to do it in one sitting. Stop whenever you like, and your progress saves, so you pick up right where you left off.
I'm not very comfortable with computers. Can I still do it?
Yes. It works on a computer or tablet, and on a phone too. You simply go through it one lesson at a time. If you'd rather listen than read, press play and the lesson is read aloud to you. If you get stuck, we're glad to help: email info@defensivedriversinstitute.com or call (833) 921-0217
Can I stop and come back later?
Yes. Stop whenever you like. Your progress is saved automatically, so you pick up right where you left off.
How do I get my certificate?
Your certificate is ready to download right after you pass the final test, and it's emailed to you too. Print it or save a copy, then send it to your insurance company. We also keep a record of your completion in case you need another copy later.
How do I send my certificate to my insurance company?
Download or print your certificate (or forward the email it came in), then give a copy to your insurance company or agent. Ask them how they'd like to receive it. Keep a copy for your own records.
What if I don't pass the final test?
Don't worry. You can review the course material and retake the final test.
Is this course approved by the Connecticut DMV?
Yes. The Connecticut DMV lists Defensive Drivers Institute's Connecticut Mature Driver Insurance Discount Course among its approved accident prevention courses. See the DMV's list of approved courses
How much does it cost?
$9.99.
What if I change my mind?
Not finished? You can get a refund. Read our refund policy
Is my information safe?
Yes. The site uses secure encryption, and we never store your credit card details or share your personal information.
Questions about the course? Call us at (833) 921-0217 or contact us. We're happy to help.
Ready to get your insurance discount?
Connecticut DMV-approved · 100% online · $9.99
Start my course →The sooner you finish, the sooner you can send your certificate to your insurance company.
Free sample · Driving Safely in All Connecticut Conditions (first module)
That's the free sample. Register to continue: the full course (4 hours of content) is $9.99, and your place is saved as you go.Start my course →
