1. Take the course
Go through the course 100% online, at your own pace. Our course is approved by the Washington Department of Licensing.
✓ Approved by the Washington Department of Licensing
Washington Senior Accident Prevention Course
For Washington drivers 55 and older. Washington law requires car insurance rates to include a discount for 2 years after you finish an approved accident prevention course like this one. It's an easy online course you take at home, at your own pace.
- 100% online. Works on a computer or tablet, and on a phone too
- Stop anytime. Your progress saves, so you pick up right where you left off
- Rather listen than read? Press play and the lesson is read aloud to you
- Price
- $7.99
- Pace
- Your own. Stop and start whenever you like
- Quizzes
- No final exam. A short quiz ends each module, and you can retake it as many times as you need
- After
- Download your certificate as soon as you finish. We also email it to you automatically
A typical discount is about 5–10%, but it isn't set by law: your insurer decides. Based on average premiums, we estimate that's roughly $50–$200 a year. Ask yours what they offer.
The insurance discount
How the discount works
Under Washington law (RCW 48.19.460), car insurance rates must include an appropriate premium reduction for insureds 55 and older for 2 years after they finish an approved accident prevention course. It applies to your liability and physical damage coverage, not to underinsured motorist coverage. The law doesn't set a percentage: your insurance company decides the amount. Read RCW 48.19.460 · See the Department of Licensing's page
2. Send your certificate
Download your certificate as soon as you finish. We also email it to you automatically, and copy your insurance agent if you give us their email. The discount applies once your insurance company has your certificate, so check with your agent that it's been applied.
3. Save for 2 years
The discount lasts 2 years after you finish. To keep it, Washington law says to take an approved course again every 2 years (RCW 48.19.490).
Estimate your savings
How much could you save?
Type in what you pay for car insurance to get a rough idea. A typical discount is about 5–10%, but Washington law doesn't set a percentage. Use this as a starting point, then check with yours.
Start with the amount on your insurance bill, then raise the discount to compare.
See the course
Here's what the course looks like
Clear text, big headings, and audio that reads each lesson to you while the words light up. These screenshots are from the first module, the Introduction.
Listen or read
Rather listen? Press play.
Press play and the lesson is read aloud to you, with the words highlighted as they're spoken, so it's easy to keep your place. This is the real start of the first module.
- Listen, read, or both. Your choice.
- Go back, skip ahead, or change the speed.
- Stop anytime. Your place is saved.
Introduction
Welcome to the Washington Senior Accident Prevention Course, an online program designed to help you become a safer, more responsible driver. Whether you're here to qualify for an insurance discount or simply improve your driving skills, we've got you covered. This course offers valuable tools and knowledge to help reduce the likelihood of vehicle accidents and promote safe driving habits.
24-second excerpt from the course audio. In the course, the audio player stays at the top of the lesson.
How it works
Three simple steps
You go at your own pace, one lesson at a time.
Sign up
Create your account and pay $7.99. It only takes a few minutes.
Take the course
Read or listen, one lesson at a time. Each module ends with a short quiz on the main topics, and you can retake it as many times as you need. There's no final exam. Your progress saves as you go.
Get your certificate
Download your certificate as soon as you finish. We also email it to you automatically, and it stays in your account. Send it to your insurance company, then check with your agent that your discount has been applied.
Who it's for
Is this the right course for me?
Washington drivers 55 and older
Washington law gives insureds 55 and older a premium reduction after an approved accident prevention course. Ask your insurance company how they apply it to your policy.
Not a computer person?
That's fine. It works on a computer, tablet, or phone, and you just go one lesson at a time. Press play to have each lesson read aloud. Need a hand? Call (833) 921-0217, email info@defensivedriversinstitute.com, or use live chat, Monday–Friday 5:00 AM – 5:00 PM PT (8 AM – 8 PM ET), Saturday–Sunday 9:00 – 11:00 AM PT (12 – 2 PM ET).
Keeping your discount
The discount lasts 2 years. To keep it going, take an approved course again every 2 years. Your certificate stays in your online account, so you can download it whenever you need it.
What you'll learn
What the course covers
Practical lessons to help you stay safe and confident behind the wheel.
- Defensive driving techniques
- Sharing the road with pedestrians, cyclists, and large vehicles
- Washington motor vehicle laws
- How medication, alcohol, and fatigue affect driving
- Changes in vision and hearing
- Avoiding distractions
- Aging and driving: adapting to normal changes
- Handling aggressive drivers
- Vehicle maintenance and safety
One price
$7.99, and you're on your way
You can download your certificate as soon as you finish, and we also email it to you automatically. If you give us your insurance agent's email, your agent is copied too. It stays in your online account, so you can download it again whenever you need it.
Our course is approved by the Washington Department of Licensing. Checkout is encrypted, and we never store your credit card details.
- Price
- $7.99
- Pace
- Your own. Stop and start whenever you like
- Quizzes
- No final exam. A short quiz ends each module, with as many tries as you need
- Devices
- 100% online: computer, tablet, or phone
- After
- Download your certificate as soon as you finish. We also email it to you automatically
- Refunds
- Not finished? You can get a refund. Refund policy
Quick answers
Common questions
Who gets the discount?
Washington drivers 55 and older. Under Washington law (RCW 48.19.460), car insurance rates must include a premium reduction for insureds 55 and older who finish an accident prevention course that meets the Department of Licensing's criteria. Drivers under 55 can take the course too, but the law doesn't require a discount for them. Read RCW 48.19.460
How much will I save on my insurance?
Washington law doesn't set a percentage. It calls for "an appropriate reduction", and your insurance company decides the amount. A typical discount is about 5–10%, but that's not set by law. Based on average premiums, we estimate that's roughly $50–$200 a year (an estimate, not a quote). The reduction applies to your liability and physical damage coverage, not to underinsured motorist coverage. Ask your insurance company what they offer, or use the savings estimate on this page for a rough idea. Try the savings estimate
How long does the discount last?
2 years after you finish the course. To keep it going, Washington law says to take an approved course again every 2 years. Read RCW 48.19.490
When does the discount start?
Once your insurance company has your certificate. Send it as soon as you finish, then check with your agent that the discount has been applied.
Is there a test?
There's no final exam. Each module ends with a short quiz on its main topics, and you can take each quiz as many times as you need.
I'm not very comfortable with computers. Can I still do it?
Yes. It works on a computer or tablet, and on a phone too. You simply go through it one lesson at a time. If you'd rather listen than read, press play and the lesson is read aloud to you. If you get stuck, we're glad to help by phone ((833) 921-0217), email (info@defensivedriversinstitute.com), or live chat, Monday–Friday 5:00 AM – 5:00 PM PT (8 AM – 8 PM ET), Saturday–Sunday 9:00 – 11:00 AM PT (12 – 2 PM ET). See all the ways to reach us
Can I stop and come back later?
Yes. Stop whenever you like. Your progress is saved automatically, so you pick up right where you left off.
How do I get my certificate?
You can download your certificate as soon as you finish, and we also email it to you automatically. If you give us your insurance agent's email address, your agent is copied on that email. It stays in your online account, so you can download it again whenever you need it.
How do I send my certificate to my insurance company?
Send a copy to your insurance company or agent. If you gave us your agent's email address, they're already copied on your certificate email. The Department of Licensing says to contact your insurance company for instructions on how to submit it, and to find out what your rate reduction will be. Then check with your agent that the discount has been applied.
Is this course approved in Washington?
Yes. Defensive Drivers Institute's online Washington Senior Accident Prevention Course is approved by the Washington Department of Licensing, which reviewed the course. It's on the Department's list of approved collision prevention courses for drivers 55 and older. See the Department of Licensing's list
How much does it cost?
$7.99.
What if I change my mind?
Not finished? You can get a refund. Read our refund policy
Is my information safe?
Yes. The site uses secure encryption, and we never store your credit card details or share your personal information.
Questions about the course? Call us at (833) 921-0217, email info@defensivedriversinstitute.com, or chat with us live. Support hours: Monday–Friday 5:00 AM – 5:00 PM PT (8 AM – 8 PM ET), Saturday–Sunday 9:00 – 11:00 AM PT (12 – 2 PM ET).
Ready to get your insurance discount?
Approved by the Washington Department of Licensing · 100% online · $7.99
Start my course →Go at your own pace. Your progress saves every step of the way.
Free sample · Introduction (first module)
That's the free sample. Register to continue: the full course is $7.99, and your place is saved as you go.Start my course →
