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Defensive Driving FAQ

Arizona

62 questions answered

Eligibility, costs, deadlines, points, insurance, and everything else about Arizona’s court-authorized defensive driving program. All answers cite A.R.S. statutes and official .gov sources.

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Connecticut — Mature Driver

52 questions answered

Insurance discount eligibility for drivers 60+, course requirements, discount duration, DMV approval, and everything about Connecticut’s mature driver program. All answers cite CGS § 38a-683 and official CT DMV sources.

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Florida — DETS

56 questions answered

Florida’s new 6-hour DETS course (effective Aug 2025), learner’s permit requirements, Graduated Driver License stages, TLSAE grandfathering, and FLHSMV reporting. All answers cite F.S. Chapter 322.

View Florida DETS FAQ →

Florida — Mature Driver

52 questions answered

Insurance discount eligibility for drivers 55+, 3-year discount period, DHSMV approval, course requirements, and everything about Florida’s mature driver insurance discount program. All answers cite F.S. § 627.0652 and official DHSMV sources.

View Florida Mature FAQ →

Indiana

52 questions answered

The BMV point system, 4-point credit, 90-day deadline, court-ordered options, under-21 requirements, and everything about Indiana’s Driver Safety Program. All answers cite IC statutes and 140 IAC administrative rules.

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Idaho

48 questions answered

3-point reduction, insurance discounts for drivers 55+, ITD approval, 6-hour course requirements, court-ordered vs. voluntary, and everything about Idaho’s Accident Prevention Course. All answers cite Idaho Code §§ 41-2515, 49-326, and IDAPA 39.02.71.

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Minnesota

50 questions answered

Insurance discount eligibility for drivers 55+, up to 10% discount for 3 years, DVS approval, course requirements, and everything about Minnesota’s senior accident prevention course. All answers cite Minn. Stat. § 65B.28 and official DVS sources.

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Missouri

~50 questions answered

Point avoidance, 8-hour course requirements, 60-day completion deadline, court approval process, CDL restrictions, and everything about Missouri’s Driver Improvement Program. All answers cite RSMo § 302.302 and official DOR sources.

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New York

54 questions answered

Eligibility, course format, identity validation, DMV electronic reporting, road test prep, and everything about New York’s 5-hour online pre-licensing course. All answers cite VTL, 15 NYCRR Part 10, and DMV policy sources.

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North Dakota — Point Reduction

55 questions answered

Remove 3 points or prevent up to 5 new points, the 12-month frequency limit, in-lieu-of-points process, suspension thresholds, and insurance benefits. All answers cite NDCC §§ 39-06.1-10 and 39-06.1-13.

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North Dakota — Insurance Reduction

52 questions answered

NDHP-approved insurance premium reduction course, how discounts work, 55+ senior benefits, Colonel Haugen approval, certificate submission, and course curriculum. All answers cite NDCC § 26.1-25-04.1 and ND Admin Code 38-08.

View ND Insurance FAQ →

Oregon — Mature Driver

51 questions answered

Eligibility, insurance discounts, course requirements, certification, and everything else about Oregon’s mature driver accident prevention course. All answers cite ORS statutes and official .gov sources.

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Oregon — Distracted Driving

49 questions answered

Oregon’s distracted driving law (ORS 811.507), penalties, fine suspension through the DDAC, the 120-day deadline, and driving record impact. All answers cite ORS statutes and OAR administrative rules.

View Oregon DDAC FAQ →

Pennsylvania — Mature Driver

50 questions answered

Guaranteed 5%+ insurance discount for drivers 55+, PennDOT approval, 7-hour Basic course, refresher requirements, and everything about Pennsylvania’s Mature Driver Improvement Course. All answers cite 75 Pa.C.S. § 1799.2 and official PennDOT sources.

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Texas

55 questions answered

Ticket dismissal eligibility, 6-hour course requirements, court deadlines, insurance discounts, driving record impact, and everything about Texas’s driver safety course. All answers cite CCP Art. 45.0511 and official TDLR sources.

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Virginia

49 questions answered

The four reason codes (COU, DMV, INS, VOL), safe driving points, insurance discounts, probation rules, online course options, and everything about Virginia’s 8-hour driver improvement clinic. All answers cite Va. Code sections and DMV sources.

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Washington

45 questions answered

Eligibility, mandatory insurance discount, course requirements, DOL approval, and everything about Washington’s Senior Driver Accident Prevention Course. All answers cite RCW 48.19.460 and official DOL sources.

View Washington FAQ →

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